Shining the Light on Transformational Healing One Person, One Family at a Time.    Some say that April is full of showers. But let’s make that all about showering yourself with self-care. The weather is getting warmer, finally! As we start to get outside, mingle with friends and family, and add more social activities to […]

If you are not in the know, The National Association of Realtors (NAR) was hit with a major antitrust lawsuit that accused the organization of anti-competitive practices, including steering consumers towards agents who offer higher commission rates. This dubious behavior and now lawsuit, began in Missouri in lower income rural areas showed seller Realtor’s inflating their […]

Effective March 20th 2024 Sellers will no longer be able to offer $500 to the Purchaser to waive the Property Condition Disclosure. New York law now requires most property sellers to disclose known home defects to buyers, covering structural, environmental, and other physical and legal issues. SELLERS: Every seller with a residential 1 to 4 […]

One of the benefits of owning a home is the chance to build equity. Equity is the difference between what you owe on your mortgage and what your home is worth. If your home is worth $300,000 and you owe $100,000 on your mortgage, you have $200,000 of equity. With a Home Equity Line of […]

You usually prepare your own tax returns every year using tax software like TurboTax.  Your tax situation used to be simple, a W2 and not much else.  This year may be different.   Maybe your return has gotten too complicated to handle on your own, changes in your situation may also apply to new tax […]

February is Customer Appreciation Month! And only for you, our loyal customers, we’re offering 15% off any purchase of $50 or more on Orchid & Elm branded merchandise*. Just mention that you saw the February newsletter to get your discount. *Discount does not apply to the work of our visiting artists. Valentine’s Day Gift Ideas […]