Regarding how Home Loans, whether you are buying your first home, a second home, or financing an investment property, we have great loan programs for you.
Purchasing a home can be a daunting process. At Sun Mortgage Company we make it simple. We offer a wide variety of loan products and have highly skilled loan consultants who will assist you from beginning to end to make the process smooth and hassle-free.
Changing the terms of your loan can lower your rate or shorten the years to pay off your mortgage, and sometimes both! When rates are favorable, refinancing to a lower rate or longer-term mortgage can keep more money in your pocket every month. We can also assist with a cash-out refinance to consolidate bills, fund a home improvement or expansion, pay for college, or just about anything you can think of.
Mortgages are available in New York, New Jersey, and Connecticut
Why Sun Mortgage Company?
Sun Mortgage is a high-service business that believes a thrilled customer is more valuable as a referral source, so we do all we can to make the process fast and easy. We utilize technology to streamline and speed up the process of closing. We truly want to match the best loan program for your needs.
Call now to see how one of our highly skilled and experienced loan specialists can help you finance your home.
Learn more about Credit Reports from Don.
Learn about points directly from Don himself!
lstandkeMarch 15, 2017 at 10:44 am
My husband and I recently closed on our first home in northern Westchester. Don Rizzo was our mortgage broker and definitely our favorite real estate professional that we worked with throughout the home buying process. He was smart, efficient, very professional and ALWAYS available when we needed him.
When I first reached out to Don, it was really to get a sense of whether my husband and I were in a position to purchase a home, or if we needed to wait in order to save more money. We didn’t have a huge down payment but Don recommended a few different options that worked given our financial situation (income, credit, savings, etc.). I provided Don with financial information and the purchase price we were targeting and he was then able to tell me roughly what a monthly payment would be. After our first conversation over the phone, Don prequalified us and we decided to start house hunting. Don even provided recommendations for local real estate agents and attorneys.
When we found homes we were interested in and it was time to submit offers, Don was available to update our preapproval letters with barely a moment’s notice. After finding our dream house, the transaction became more complex, due to some issues that came up with the house right before we were originally expected to close. We ended up having to push the closing date out by almost three months (the sellers fault, not ours or Don’s) and Don was extremely helpful every step of the way in terms of extending or re-locking our rate, sending updates about when certain documents would need to be updated, etc. He also provided sound advice based on his own experience and what he had seen with other transactions and we really relied on him since the whole process was new to us.
We didn’t shop around that much for a mortgage but did check with a few other lenders directly and we were able to get a better deal through Don. Don also went out of his way to save us some money on extension fees at the end of the transaction, which he didn’t have to do but it was MUCH appreciated. I should also mention that all of our contact was over the phone and through emails. This made everything that much more convenient since we were living in Queens but Don was based out of Westchester. It was never necessary for us to meet in person, though I am sure he would be willing if to if needed.
I recommend Don in a heartbeat to anyone looking to buy a home in the NY or Northern NJ area and have already told a friend of mine who is just beginning to consider a home purchase to reach out to Don. If you’re even thinking of buying a home in the next year, or two, give Don a call just to talk through some options. I am sure he will be able to help you.
rs51087April 28, 2017 at 1:49 pm
Don and his team were exceptional! They were extremely professional and helpful throughout the home buying process. They were always available and answered all the questions I had. I couldn’t have asked for a more enjoyable experience during such a stressful process! Highly Recommend!
tatyanadavilaMay 12, 2017 at 3:21 pm
Don Rizzo at SunMortgage is the best! He is very informative, responsive and organized. He explained everything we needed to know to make the best decision in purchasing our home. He provided us with updated documents immediately! And never asked for necessary paperwork more than one time. Our pre-approval, mortgage application and closing went smoothly because Don Rizzo and his team provided us with excellent service. If anyone is in need of a mortgage broker, Don Rizzo is the guy you need.
– a very happy client from Patterson, NY
msburJune 28, 2017 at 7:40 pm
Absolutely the best, we will never use another broker or lender again!!
After 10 years of paying insane money in interest and probably hundreds of hours on phone calls that always ended with rejections because the market value of the house wasn’t enough, we found Don Rizzo, Sun Mortgage.
Don was available every hour of the day to ensure we receive expedient service and an amazing low rate. His knowledgeable team is professional, efficient, organized and more importantly gets the job done!
Thank you Don!!!!!
kchendricksJuly 14, 2017 at 5:12 pm
Don Rizzo of Sun Mortgage is the consummate professional. He coached my wife and I all through the refinance process for our home in Wilton, CT, and worked like a dog to find us the best deal/rate he could. And we were a challenge! I highly recommend Don Rizzo and Sun Mortgage for all your mortgage needs. You won’t be disappointed.
caitlinOctober 14, 2017 at 10:50 am
Don Rizzo & Matt at Sun Mortgage made the whole process as easy as possible! Being a first time homeowner we had a lot of questions and they were always available and so quick to answer us. We even had a call with Don on a Sunday morning! We were always kept updated of the status of things and next steps, attaining our mortgage was one of the easiest & seamless processes throughout our whole home buying experience. I would without a doubt recommend Don & Matt to any family/friends buying a home, they definitely have your best interest in mind and make you feel comfortable with everything. Overall an A+ experience.
zagajeskiOctober 23, 2017 at 9:39 pm
I bought and sold a home recently in Mamaroneck, NY and Don Rizzo of Sun Mortgage helped every step of the process. Over the past 20 plus years, Don has assisted me and my family in the purchase of our first Westchester home and with a number of refinancings. With the recent transactions, he and his outstanding staff were always available, responsive to any questions we had and provided excellent guidance every step of yhe way. I had complete confidence that he was acting on our behalf. In every transaction, he was able to get us the best interest available. I highly recommend him for his professionalism and his attention to detail. There is no one finer.
akrobinson78November 25, 2017 at 10:19 am
Don Rizzo was great to work with! My fiance and I purchased our first home and had several mishaps along the way, from signing our contract leading up until our closing. However, Don made this process seem seamless from his end. Obtaining a mortgage was the easiest part of this process, because Don consistently communicated every step along the way. He also demonstrated a great deal of attention to us as customers, and emphasized a sense of urgency in getting things done as efficiently and timely as possible. Don was also the only other stakeholder, besides ourselves, that showed to be highly invested in our home buying process. He was an advocate for us which is greatly appreciated, because we were unfamiliar with all the steps involved since we were first time buyers. We are so thankful for having gone the route of opting to work with Don. Whenever we upgrade to our next home, we will make it a point to make sure to work with Don again. We highly recommend Don without hesitation.
dellavolpeOctober 16, 2018 at 3:08 pm
Don helped me get a loan for my first home. He was very professional, knowledgeable and patient. He walked me through the whole process step by step. Which being a first time home buyer I great appreciated. He made my experience pleasant and stress free. I would recommend him to all my friends and family.
joannOctober 29, 2018 at 11:59 am
Don and his team made it easy and painless to refinance our existing mortgage. We would highly recommend this company. Communication was easy, he was always available if we had any questions and he was always right on top of every task.
springDecember 3, 2018 at 12:49 pm
My wife and I just used Don Rizzo and Sun Mortgage to buy our new house. I highly recommend them! Everything went as smoothly as it possibly could. Both Don and Matt were so easy to work with and always available whenever we needed. They really went above and beyond, even helped fast track my closing date when lawyers and sellers were slowing it down. Will absolutely use them for all of my broker needs in the future.
hellerhausJanuary 20, 2019 at 11:27 am
The only lender willing to go the extra mile.
Jim H. from Garrison, NY
Don and Matt are amazing. After trying 3 other lenders including my own (WF) who I have been with for 30 years it was only Don Rizzo at Sun Mortgage who was able to find a mortgage to fit my financial situation for an income property located in Garrison, NY. Although all my other numbers worked out, because I was self-employed, the other lenders said because income did not grow EVERY year they could not help me. Thanks a lot WF. It was only Don who came up with a viable alternative of using a lender who used cash flow as the basis. It was a new product and because of that the lender seemed to have growing pains. They asked for every conceivable piece of information they could think of whether or not it had a bearing on the mortgage. I could get into the details but there is not enough room here. They asked for the same documents I had previously submitted 3 or 4 times. It was maddening. There were many times throughout the process I was ready to throw in the towel and say this investment property was just not worth it but, much to his credit Don said to be patient. If Sun Mortgage can figure out a difficult situation like this a conventional mortgage would be a breeze for them. I would absolutely recommend Sun Mortgage, Don Rizzo and Matt to anyone seeking a mortgage. They are the gold standard when it comes to mortgage brokers. Their customer service is second to none.
juliecFebruary 9, 2019 at 8:42 am
Don Rizzo of Sun Mortgage Company was very knowledgeable, helpful and efficient guiding me through my entire mortgage process. Getting a loan takes time and is often stressful and confusing. Don explained each step to me, often more than once, to make sure I understood what I was signing, paying for, and committing to. He always went above and beyond, following up with all of the parties involved to keep the process moving and the closing date in site. I am impressed with his professionalism and grateful for his commitment to making my individual mortgage journey a successful one.
peterfMarch 21, 2019 at 12:41 pm
Don Rizzo and the Sun Mortgage team put together a great mortgage package and attended to all the details without a hitch! Mortgage fit my individual needs to purchase our dream home in Chatham, NY. Both my real estate lawyer and insurance broker chimed in with accolades for Sun Mortgage on their responsiveness and attention to detail…a smooth closing just a week ago!
dorisbalbiApril 11, 2019 at 4:49 pm
Don is an true professional who will not steer you wrong. He is trustworthy and I would highly recommend him to all my friends, family and colleagues. He got us the best rate with the lowest cost for our loan. I was impressed with him and his knowledge of the loan product market.
omir4June 9, 2019 at 8:36 am
I can say a lot about this company and owner but the biggest thing, that they all do what they promise!! In time !
What else do we need to know?!
Amazing helpful guys!
Thanks Don Rizzo!
mindyspockJuly 21, 2019 at 12:05 pm
Thanks to Don Rizzo I now own a condo in Northern Westchester. I did not think I would be able to with an unusual income stream and history. But Don made it happen. I am very grateful for the friend who recommended him. Don and Matt were very knowledgeable and no question was too silly as we went through the process together.
vfederici86September 3, 2019 at 6:38 pm
I’d highly recommend working with Don Rizzo and his team at Sun Mortgage. We recently closed on our first home in Mahopac, NY and experience was positive from start to finish. Don never left a question unanswered, and returned my inquiries quickly and thoroughly, even on weekends and evenings.
Not only was he patient with my many questions as a first time home buyer, but also secured us an excellent rate. The application process was a breeze, and we were able to turn around a loan approval quickly, without any hiccups.
If you are searching for a Mortgage Broker in Putnam or Westchester that will provide you with A+ service, excellent rates & communication – shop local for your mortgage with Sun!
llcwagnerNovember 10, 2019 at 10:18 am
I worked with Don Rizzo and Sun Mortgage to finance our townhouse in Bethel, CT. We had not yet sold our house, and we were worried about getting financing for our new townhouse. Don made the process easy – he explained everything, kept us informed, and he moved everything through the process quickly so we didn’t have to wait long for answers. Plus – Sun Mortgage has excellent rates! Don Rizzo provided a spot of calm in the middle of a chaotic process. I highly recommend Don Rizzo and Sun Mortgage!
buturkNovember 19, 2019 at 8:57 am
We were referred to Don Rizzo when we decided to sell our home and buy a coop. He made everything so easy and walked us through each step. He was always on top of every request and call for paperwork. What could have been a stressful time Don made it amazingly easy. We highly recommend Don and his team for your mortgage lender needs. We would definitely call on his help again and make sure all our friends and family know he’s only a phone call away.
svetlanasabauMarch 14, 2020 at 12:30 pm
Don has all the qualities that you need in a mortgage loan officer. He is very professional and knowledgable. He provides plenty of information before you make the decision of what property you want to purchase:how you should keep your credit score in good standing, what are the values of the homes in the area you are looking for, what loan would work best for you and what your interest rate would be.He is easily accessible, and if busy when you call him, he will always call you back.He is patient and is happy to listen to you and answer any questions that you may have.He makes the process of obtaining a loan very easy as he does all the background work and would only ask you to sign and return few documents to him.He makes sure he does his best to find and secure the lowest interest rate and also makes sure you close on time so you do not have to pay an extra fee.It was a pleasure working with Don and I would definitely recommend him to friends needing mortgage.
urbanMay 4, 2020 at 11:18 am
As first time buyers Don Rizzo helped us thoroughly through each step of the process. Would highly recommend using him if you are looking to purchase a home.
christinaJuly 1, 2020 at 12:49 pm
I had a complicated mortgage that required a lot of loops to go through. Don made it happen and I couldnt be happier. He got me a low %, and was there every step of the way. No matter how busy he was, he was always there to answer any questions I had. I would highly recommend Sun Mortgage.
ilanasSeptember 9, 2020 at 6:54 pm
don rizzo and the sun mortgage team were great. this was our first mortgage (bought in Newburgh) and don made the process quite simple. he explained our options, was very clear in the paperwork needed, and was consistent in all communication. he really simplified the mortgage process for me, and was available 24/7 to finalize the loan.
livelySeptember 10, 2020 at 8:34 pm
Don Rizzo of Sun Mortgage Co. guided my husband and myself through every step of the refinancing process. He answered all of our questions looked for the best rate and saved us a substantial amount of money each month. From start to finish the process took about 4 weeks.We highly recommend Don and Sun Mortgage .
ablonDecember 15, 2020 at 10:43 am
As a first-time co-op buyer in NYC, I was lucky to have chosen Don Rizzo to help me secure a loan. He was extremely helpful at every stage of the process as well as being easy to reach and very responsive. I would HIGHLY recommend his services.
vezzaJanuary 11, 2021 at 9:36 am
Don Rizzo was excellent and exceeded all expectations. He was extremely helpful and attentive throughout the whole process. He was instrumental in helping us close on time. We can not say enough good things about Don and would highly recommend anyone looking for a knowledgeable and thorough mortgage broker. We also received an excellent rate. Thank you Don Rizzo and The Sun Mortgage Team.
Peter FarrarJune 28, 2021 at 4:44 pm
I had several offers to refinance my home in Chatham, NY – all made me uneasy. I needed to trust the integrity of the effort – I called Don Rizzo of SUN MORTGAGE. Don had arranged my initial mortgage and made this refinancing as simple and straightforward as could be. Lots of moving parts done swiftly and efficiently and at a better interest rate than the competition!